Recently GSASC was involved in the negotiation with Chickering for the 2006-2007 Health insurance renewal. The resultant from these meetings is detailed in the changes below to the student health plan for the 2006-2007 academic year.
· Continuation with the Chickering plan with no benefit modifications and an 11.5% increase in annual premium:
· Student Only: From $1,817 to $2,026
· Spouse: From $2,740 to $3,055
· Child: From $2,349 to $2,619
· Children: From $3,438 to $3,833
· Implementation of a hard waiver program for international students with these requirements:
· If a Preferred Provider (PPO) network is provided, the PPO must offer adequate provider coverage within a 50 mile radius of Charlottesville.
· Deductibles should be no more than $200 per illness or injury per insured.
· Major medical benefits of at least $250,000 per insured per accident or illness.
· Exclusions for pre-existing conditions may be no more restrictive than the Chickering plan.
· Inpatient mental health care is paid at least 80% for the usual and customary fees with a 25-day cap.
· Outpatient mental health - Minimum of 20 visits. 80% for visits 1-5, 50% for visits 6-20.
· Maternity benefits treated as any other illness under the plan.
· Coverage not excluded for suicide or attempted suicide.
· Inpatient/Outpatient Prescription Medication coverage (after co-pays) with a minimum of $1,000 per insured per policy year.
· The policy provides a minimum of $10,000 for "repatriation of remains" or "medical evacuation" to the home country.
· Benefits paid to a student or dependent under any plan prior to the student's initial policy effective date cannot be counted against the maximum benefit payable under the policy.
· Coverage is prepaid and continuous for a minimum of six months and effective through August 1. Coverage taken after February 1 must be prepaid and continuous through August 1.
· Continuation with the United Concordia dental plan with no benefit modifications and the following increases in annual premium:
· Student Only: From $267 to $300.
· Student + One Adult: From $531 to $597.
· Student + One Child: From $462 to $520.
· Student + Two or More Children: From $755 to $849.
· Student + Family: From $917 to $1031.
