Recently GSASC was involved in the negotiation with Chickering for the 2006-2007 Health insurance renewal. The resultant from these meetings is detailed in the changes below to the student health plan for the 2006-2007 academic year.
Continuation with the Chickering plan with no benefit modifications and an 11.5% increase in annual premium:
- Student Only: From $1,817 to $2,026
- Spouse: From $2,740 to $3,055
- Child: From $2,349 to $2,619
- Children: From $3,438 to $3,833
Implementation of a hard waiver program for international students with these requirements:
- If a Preferred Provider (PPO) network is provided, the PPO must offer adequate provider coverage within a 50 mile radius of Charlottesville.
- Deductibles should be no more than $200 per illness or injury per insured.
- Major medical benefits of at least $250,000 per insured per accident or illness.
- Exclusions for pre-existing conditions may be no more restrictive than the Chickering plan.
- Inpatient mental health care is paid at least 80% for the usual and customary fees with a 25-day cap.
- Outpatient mental health - Minimum of 20 visits. 80% for visits 1-5, 50% for visits 6-20.
- Maternity benefits treated as any other illness under the plan.
- Coverage not excluded for suicide or attempted suicide.
- Inpatient/Outpatient Prescription Medication coverage (after co-pays) with a minimum of $1,000 per insured per policy year.
- The policy provides a minimum of $10,000 for "repatriation of remains" or "medical evacuation" to the home country.
- Benefits paid to a student or dependent under any plan prior to the student's initial policy effective date cannot be counted against the maximum benefit payable under the policy.
- Coverage is prepaid and continuous for a minimum of six months and effective through August 1. Coverage taken after February 1 must be prepaid and continuous through August 1.
Continuation with the United Concordia dental plan with no benefit modifications and the following increases in annual premium:
- Student Only: From $267 to $300.
- Student + One Adult: From $531 to $597.
- Student + One Child: From $462 to $520.
- Student + Two or More Children: From $755 to $849.
- Student + Family: From $917 to $1031.
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Need Help With Chickering?
Check out policy details and download forms online
Still have questions?
Talk to someone who might be able to help at Student Health
Meena Sirivastava
Insurance Liaison and Referral Coordinator
(434) 243-2702
Joyce Rensch
Billing Specialist
(434) 243-2794
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